Home Buyer's Guide



Homeownership, the Right Choice

Happy to have made the right choice. Buying a home is the single largest investment most people ever make. Although the purchase of a new home may at first seem overwhelming, the security and comfort of owing a home along with all the financial benefits are powerful inducements to owning a piece of the American dream. The benefits include:
  • Wealth building: Every time you make a mortgage payment, you build up equity in your home. Over time, this built-up equity can become a valuable asset and becomes a part of your overall wealth portfolio.
  • The tax advantages: The interest part of your mortgage payment is usually tax deductible. Please consult with your tax advisor to see if you qualify for this deduction.
  • Eliminate landlord/tenant hassles: No more rent increases and non-renewed leases.
  • Freedom to make your own changes: You are free to decorate, renovate or remodel your home as you see fit. Keep in mind you must comply with local zoning codes and Homeowner’s Association requirements (if any).
The financial and personal rewards of homeownership are clear, as long as you prepare for the responsibilities that come along with homeownership and choose a mortgage product that is right for you. Prosperity Mortgage Loan Officers are here to help you make the right financing decisions.

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First Time Home Buyer?

First Time Home Buyer Buying a new home is truly an exhilarating time. For a first-timer the questions can be endless, and rightly so.
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